Short answer
Catch the water, move what it can ruin, and if it is near a light, fan or outlet, switch that circuit off at the breaker if you can reach the panel on dry ground. Stay out from under a bulging ceiling. Photograph everything with the time showing. Look for the entry point from the attic hatch, not the roof. Then call a roofer during business hours. A tarp is a crew job.
The first few minutes: water, belongings, power
It is raining, there is a drip, and the stain is spreading while you watch. Nothing in the next hour requires you to go outside or up a ladder. Work from the inside, in this order.
- Put a bucket, pan or trash can under the drip. Lay a towel or plastic sheet around it, because drips wander. If the water is running down a wall, a towel at the base and a fan later.
- Move furniture, rugs, electronics and anything on the floor out of the drip path. The SC Department of Insurance (SC DOI) advises disconnecting electronics and relocating belongings to a safe, dry part of the house.
- If water is at or near a ceiling light, fan, smoke detector or outlet, do not touch the fixture. Switch off that circuit at the breaker panel, if you can reach the panel without standing in water. FEMA's recovery guidance says never attempt to turn power off at the breaker box if you must stand in water to do so, and to call an electrician instead.
- If you see sparks or frayed wires or smell burning, the SC Emergency Management Division's guide says to turn off the electricity at the main fuse box or circuit breaker and contact a licensed electrician. If you cannot do that safely, leave the room and call 911.
- Open a window or door in the room if the weather allows, to start drying. SC DOI says quick action reduces rust, rot, mold and mildew.
A bulging or sagging ceiling
Water pooling above drywall or plaster makes a bulge, and a wet ceiling is heavy. Keep people and pets out from under it. Put a bucket under the lowest point of the sag and let the water find its way down. Do not stand under the bulge, and do not pull at it; a soaked section can come down all at once.
If the ceiling is sagging over a bed or a hallway you have to use, leave the room closed until a roofer or a restoration crew has looked. Ask them, when you call, whether and how the ceiling should be relieved. If a light fixture is in the sag, that circuit stays off until an electrician has checked it. SC DOI's guidance is not to use electricity until it is safe and to look for broken fixtures or exposed wiring.
| What you see | Possible sources | First call |
|---|---|---|
| Drip or stain near a ceiling light or fan | Roof leak running along a rafter to the fixture box | Breaker off if you can reach it dry; roofer; electrician before the fixture is used again |
| Stain where the ceiling meets an exterior wall | Clogged gutter backing water under the eave, failed drip edge, or wind-driven rain at the wall | Roofer; gutter cleaning may be part of the fix |
| Wet spot below a skylight or beside a chimney | Skylight flashing or seals; chimney flashing, crown or mortar | Roofer; a mason if the crown or mortar is cracked |
| Water in a room below a bathroom, no storm | Supply line, tub or shower drain, toilet seal | Plumber |
| Damp insulation across the whole attic, no streak | Condensation from poor ventilation or a bath fan venting into the attic | Roofer or HVAC contractor for a ventilation check |
| Water only during heavy wind-driven rain | Lifted shingles or trim, open end laps on metal, siding or window gaps | Roofer; note the wind direction when it happens |
Find where the water is coming in, from inside
The drip is rarely under the hole. Water enters at the roof, runs down the underside of the deck or along a rafter, and drops where it meets a seam or a light box. If you have an attic hatch, open it with a flashlight and look uphill from the stain for a wet streak, shiny nail heads, dark decking or daylight. Stay on the hatch or a solid floored area; do not walk on joists or insulation.
The usual suspects on a shingle roof are flashings where the roof meets a wall or chimney, pipe boots, valleys, skylights and clogged gutters that back water under the first course. On a metal roof, look toward penetrations, end laps and ridge or eave trim; on an exposed-fastener roof, toward a line of fasteners. Our posts Common Causes of Roof Leaks and 10 Causes of Roof Leaks run through these, and How Does A Skylight Leak Damage Your Anderson, SC Roof covers the skylight case.
Mark the wet spot in the attic with tape or a photo that shows a landmark, such as the chimney or a vent pipe. A roofer who knows which bay was wet finds the entry point faster. If the whole attic is damp with no single streak and no storm, the problem may be condensation and ventilation rather than a leak; say so when you call.
Photograph everything and start the record
Before anything is cleaned up, take photos and a short video with the date and time in your phone's photo details: the drip, the stain, the bucket, the attic streak, the ceiling bulge, the damaged belongings. SC DOI says to document the damage first and to keep photos and receipts, because they will be useful if the leak becomes a claim.
Keep receipts for anything you buy to deal with the water: fans, plastic sheeting, a dehumidifier. If a storm caused the leak, the sibling guide on how to document roof storm damage turns tonight's photos into a claim file, and SC DOI's guidance says to make only temporary repairs until your insurer has advised you. If the leak is wear rather than storm, the photos still help the roofer and help you decide, later, between a repair and a replacement.
Call during business hours, and what to tell us
Our roof repair and maintenance page covers leak repair on shingle, metal, flat, tile and slate roofs, and we check the decking under a leak for water damage rather than only the surface. Business hours are Monday to Saturday 8:00 am to 10:00 pm and Sunday 1:30 to 6:00 pm, at (864) 287-2378, or use the contact page. Have these ready:
- The address and the type of roof: shingle, metal, flat or other, and roughly how old if you know.
- When the drip started, whether it is still raining, and whether a storm, a limb or hail came before it.
- Where the water shows inside, which room and which part of the ceiling, and what you saw at the attic hatch.
- Whether a ceiling is sagging or a fixture got wet, so the crew comes prepared and you get advice on the breaker and the ceiling.
- Whether you expect this to be an insurance claim. Our quote form asks the same question. We can inspect and document the damage with photos and an itemized estimate; you handle the claim with your insurer.
- Your photos. Ask how the office would like to receive them, so the crew sees them before the first visit.
What not to do, and when it is not the roof
Do not go on the roof, and do not set a ladder in the rain or wind to look. The National Roofing Contractors Association urges owners not to attempt repairs on their own and to have a professional roofing contractor assess the damage. Do not spread caulk or roof cement from a ladder; besides the fall risk, it can hide the entry point from the roofer who has to find it. Do not run a wet ceiling fan or light to see if it still works. A tarp over a leaking roof is a crew job with fall protection; ask for it when you call, and keep the invoice.
Not every ceiling stain is a roof leak. Water under a bathroom is often a supply line or a tub drain. A stain near an air handler in the attic can be a condensate line. Water at a window head during wind-driven rain can be a window or siding gap. A stain beside a chimney can be a cracked crown or failed mortar, which a mason should look at along with the flashing. Damp insulation across the attic without a storm is more often condensation than a leak. Our post When is it Just a Leak and When is it Serious? explains why any leak still earns an inspection.
Once the water is contained and the roofer has been, the next decision is whether this is a repair or the start of a replacement. The guide on roof repair vs replacement lays out the factors. If you want to know what you can safely check yourself before the visit, read DIY roof inspection vs professional inspection.
Frequently asked questions
Can I put a tarp on my roof myself to stop a leak?
We advise against it. A wet roof is a serious fall hazard, and the National Roofing Contractors Association urges owners not to attempt repairs themselves. Contain the water inside, photograph the damage, and call a roofer to install temporary cover. Keep the invoice; SC DOI says receipts for temporary protection should go to your adjuster if the leak becomes a claim.
Is a small roof leak an emergency?
It is urgent even when it is small. Water that reaches the ceiling has already passed through the roof, the insulation and whatever framing lies in its path, and SC DOI notes that quick action reduces rust, rot, mold and mildew. Contain it tonight, then call during business hours. Treat it as an emergency if a ceiling is sagging over a room you use, if water is at a fixture, or if you see sparks or smell burning.
Should I turn off the power if water is coming through my ceiling?
If water is at or near a light, fan, outlet or wiring, switch off that circuit at the breaker, provided you can reach the panel on dry ground. FEMA says never to touch the breaker box while standing in water; call an electrician instead. SC Emergency Management says to turn off the main if you see sparks, frayed wires or smell burning, and to contact a licensed electrician. Leave the fixture off until checked.
How do I find where a roof leak is coming from?
From inside. Open the attic hatch with a flashlight and look uphill from the stain for a wet streak, dark decking, shiny nail heads or daylight, staying on the hatch or solid flooring. Common entry points are flashings, pipe boots, valleys, skylights and clogged gutters on shingle roofs, and penetrations, end laps and trim on metal roofs. Mark the spot with a photo and let the roofer trace it from above.
Will my homeowners insurance cover a roof leak?
Your policy decides. Sudden storm damage and wear-related leaks are often treated differently, so read your policy and ask your agent. SC DOI advises documenting first, reporting promptly, making only temporary repairs until the insurer has looked, and keeping receipts. In South Carolina the roofer may inspect and document the damage for you to use, but may not negotiate the claim on your behalf.
Can someone come out tonight?
Call (864) 287-2378 during business hours, Monday to Saturday 8:00 am to 10:00 pm and Sunday 1:30 to 6:00 pm, and ask for the earliest visit available. Outside those hours, contain the water, keep people out from under a sagging ceiling, switch off any wet circuit if you can reach the panel dry, photograph everything, and call when we open. Roof work in the dark and rain is unsafe for any crew.
Next: talk it through
When you are ready, request a free quote or call (864) 287-2378. We verify all measurements on site before any price is final.
Sources
- FEMA: Guidance for Turning the Power Back On (PDF)
- SC Emergency Management Division: 2026 South Carolina Hurricane Guide (PDF)
- SC Department of Insurance: Home Preparedness Guide (PDF)
- SC Department of Insurance: Severe Weather Recovery
- NRCA: Urges Building Owners Affected by Recent Severe Weather To Use Caution When Repairing Their Roof Systems (Aug. 11, 2023)
- S.C. Code of Laws, Title 40, Chapter 59, Section 40-59-25
- Anderson Metal Roofing and Shingles: Roof Repair and Maintenance
- Anderson Metal Roofing and Shingles: Contact
Written by Anderson Metal Roofing and Shingles. Facts checked against the sources above on November 6, 2026. This guide is general information for property owners in the Anderson, SC area, not advice about your roof. Codes, standards and insurance rules change and local practice varies; confirm details with your installer, your insurer and the building department before you act.




